Top 10 Considerations for PCI in 2025

Implementation of New Mandatory Controls:

By March 31, 2025, controls previously deemed "best practices" will become mandatory. Key areas include: 

• Targeted Risk Analysis: Conduct specific risk assessments for various PCI DSS requirements to determine appropriate security measures.
• Phishing Enhancements: Strengthen defenses against phishing attacks through updated training and technical controls.
• Security Awareness Program Enhancements: Expand programs to include more comprehensive security training and awareness initiatives. 

Enhanced Documentation and Scope Definition:

Annually document and review all hardware and software technologies within the cardholder data environment, ensuring a clear understanding of the PCI DSS scope. 

Automated Log Reviews and Monitoring: 

Implement automated solutions for continuous log reviews and monitoring to promptly detect and respond to security incidents. 

Authenticated Vulnerability Scanning: 

Perform authenticated scans to identify vulnerabilities within systems, providing a more comprehensive security assessment. 

Script Management for Payment Pages: 

Control and monitor all scripts on payment pages to prevent unauthorized access or data breaches.  

Third-Party Service Provider Compliance: 

Ensure that all third-party service providers comply with PCI DSS requirements, including obtaining their Attestation of Compliance (AOC) and understanding shared responsibilities. 

Enhanced Encryption Protocols: 

Adopt stronger encryption methods for cardholder data, especially when using whole-disk encryption, to protect against unauthorized access. 

Regular Penetration Testing and Vulnerability Assessments: 

Conduct regular penetration tests and vulnerability assessments to identify and remediate security weaknesses proactively. 

Multi-Factor Authentication (MFA) Implementation: 

Enforce MFA for all personnel accessing the cardholder data environment to enhance access security. 

Continuous Training and Awareness Programs: 

Regularly update and conduct security awareness training for all employees to keep them informed about the latest security threats and best practices.